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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

2565 Hermitage Drive, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $1,953,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Tucked away at the end of a quiet cul-de-sac in one of Cumming’s most sought-after LUXURY COMMUNITIES, this extraordinary FOUR-SIDED BRICK LAKEFRONT ESTATE offers an unmatched blend of elegance, comfort, and RESORT-STYLE LIVING in the prestigious Creekstone Estates. From the moment you step inside, the home makes a lasting impression with a soaring 14+ FOOT CEILING FOYER, a…

PoolBasementGarageCul-de-sacWaterfront

Listing remarks courtesy of SRBOA, Inc..

Listing courtesy of SRBOA, Inc.· FMLS #7798917

404-723-7702

$13,668/mo est.

with $199,900 down · $1,999,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air

HeatingCentral, Natural Gas, Solar

LaundryGas Dryer Hookup, Laundry Room, Sink, Upper Level

BasementDaylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access

Bedrooms6

FeaturesBookcases, Central Vacuum, Crown Molding, Disappearing Attic Stairs, Dry Bar, Entrance Foyer 2 Story, High Ceilings 9 ft Upper, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s)

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms8

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Solar Hot Water

Fireplaces5

Room typesAttic, Bonus Room, Exercise Room, Family Room, Game Room, Media Room, Office, Wine Cellar, Other

Common wallsNo Common Walls

1/2 bathrooms2

Full bathrooms6

Main level bedrooms1

Main level bathrooms1

Finished area above ground5,300 sqft

Finished area below ground2,611 sqft

Total interior livable area8,134 sqft

Property9

LevelsThree Or More

Lot size1.5 ac

Lot featuresBack Yard, Cul-De-Sac, Lake On Lot, Landscaped, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel number109 315

Parking spaces3

Other equipmentDehumidifier, Home Theater, Intercom, Irrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Faces Side, Kitchen Level, Level Driveway

Waterfront featuresLake Front

Construction7

RoofShingle

ConditionResale

Home typeResidential

MaterialsBrick, Brick 4 Sides

Year built2,007

Property subtypeSingle Family Residence

Architectural styleCraftsman

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Community & HOA6

HOA fee$1,700 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Secured Garage/Parking, Security System Leased, Smoke Detector(s)

SubdivisionCreekstone Estates

Services includedMaintenance Grounds, Swim, Tennis, Trash

Community featuresClubhouse, Fishing, Fitness Center, Homeowners Assoc, Lake, Near Schools, Near Shopping, Near Trails/Greenway, Pickleball, Pool, Swim Team, Tennis Court(s)

Financial & listing details3

Date on market2026-07-02

Annual tax amount$16,890

Price per square foot$246/sqft

Down payment assistance

Upper-income census tract 13117130613 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.