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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3080 Creek Tree Lane, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $1,889,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

SIGNIFICANT PRICE IMPROVEMENT — NOW $1,899,000! MOTIVATED SELLERS! Don't miss your opportunity to make it yours! Some homes impress. Others simply feel like home. This is one of them. This exceptional four-sided brick estate in Creekstone Estates blends timeless craftsmanship, refined luxury, and inviting living spaces to create a home that is as welcoming as it is…

PoolBasementGarage

Listing remarks courtesy of Atlanta Communities.

Listing courtesy of Atlanta Communities· FMLS #7806679

678-595-0125

$12,984/mo est.

with $189,900 down · $1,899,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Zoned

HeatingCentral, Forced Air, Natural Gas

LaundryElectric Dryer Hookup, Laundry Room, Sink, Upper Level

BasementDaylight, Finished, Finished Bath, Interior Entry, Walk-Out Access

Bedrooms6

FeaturesBookcases, Coffered Ceiling(s), Crown Molding, Disappearing Attic Stairs, Entrance Foyer 2 Story, High Ceilings 10 ft Main, High Ceilings 10 ft Upper, High Speed Internet, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCeramic Tile, Hardwood, Luxury Vinyl, Other

Bathrooms6

AppliancesDishwasher, Disposal, Double Oven, ENERGY STAR Qualified Appliances, Gas Range, Microwave, Range Hood

Fireplaces3

Room typesBasement, Bonus Room, Exercise Room, Game Room, Great Room, Living Room, Media Room, Office, Workshop

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground5,302 sqft

Finished area below ground2,532 sqft

Total interior livable area7,834 sqft

Property9

LevelsThree Or More

Lot size0.69 ac

Lot featuresBack Yard, Front Yard, Landscaped, Level, Private, Wooded

Body of waterNone

Parcel number087 461

Parking spaces3

Other equipmentHome Theater, Irrigation Equipment

Parking featuresDriveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsBrick 4 Sides

Year built2,005

Property subtypeSingle Family Residence

Architectural styleEuropean

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities

Community & HOA6

HOA fee$425 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionCREEKSTONE ESTATES

Services includedMaintenance Grounds, Reserve Fund, Swim, Tennis

Community featuresClubhouse, Fitness Center, Homeowners Assoc, Lake, Near Schools, Near Shopping, Pickleball, Playground, Pool, Sidewalks, Swim Team, Tennis Court(s)

Financial & listing details3

Date on market2026-07-17

Annual tax amount$13,982

Price per square foot$242/sqft

Down payment assistance

Upper-income census tract 13117130603 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.