Pending

$1,275,000

Veribas Valuation $1,048,000asking 22% abovehow we got this

4 beds · 3 baths · 3,360 sqft

210 White Pine Acres Drive, Blue Ridge, GA 30513

Overpriced

Priced about $227,000 (22%) above comparable homes. Estimated market value $1,048,000, based on 4 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

RARE TOCCOA RIVER FRONTAGE! Experience riverfront living at its finest along a breathtaking stretch of the Toccoa River! This beautifully updated 3,360 SF mountain retreat offers exceptional privacy and a rare grandfathered setting closer to the water's edge than today's building restrictions typically allow. Nestled in the coveted Aska Adventure Area, this move-in-ready haven…

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Veribas Valuation

Veribas Verified · from nearby MLS sales

$1,048,000range $985,000 – $1,111,000

Based on 4 sold homes within a mile (3 in the last 12 months), checked against 4 active/pending listings, adjusted for this home's updates · asking 22% above this value

Automated estimate from nearby MLS sales — not an appraisal.

Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric

HeatingCentral, Heat Pump

LaundryIn Basement, Laundry Closet

BasementExterior Entry, Finished, Full

Bedrooms4

FeaturesBeamed Ceilings, Central Vacuum, High Speed Internet, Wet Bar

FlooringCarpet, Ceramic Tile

Bathrooms3

AppliancesDishwasher, Microwave, Refrigerator, Washer

Payment calculator

$9,049/mo

Principal, interest & taxes · $9,421/mo with home insurance

Principal & interest$7,774

Property taxes$1,275

Home insurance$372

Down payment$127,500 (10%)

Interest rate7.180%

Starts at today’s national average for a 30-year fixed, 7.18% (week of Nov 5). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Down payment assistance

Middle-income census tract 13111050500 · Fannin County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.