1/23

Active Price cut: $8,500 (9/22)

$313,500

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment

HeatingForced Air, Natural Gas

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Kitchen, Main Level

BasementNone

Bedrooms2

FeaturesDisappearing Attic Stairs, Double Vanity, High Ceilings 9 ft Main, High Speed Internet, Low Flow Plumbing Fixtures, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCeramic Tile, Hardwood

Bathrooms2

AppliancesDishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Range, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Washer

Fireplaces1

Room typesKitchen, Living Room, Master Bathroom, Master Bedroom

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms2

Main level bedrooms2

Main level bathrooms2

Finished area above ground1,444 sqft

Finished area below ground0 sqft

Total interior livable area1,444 sqft

Property9

LevelsOne

Lot size0.2 ac

Lot featuresLandscaped, Level, Private

Body of waterNone

Parcel number20001102770

Parking spaces1

Other equipmentNone

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Parking Lot

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsHardiPlank Type

Year built2,003

Property subtypeSingle Family Residence

Architectural styleCottage, Garden (1 Level), Patio Home

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$405 monthly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Secured Garage/Parking, Security Gate, Security System Owned, Smoke Detector(s)

SubdivisionCottages at Baker Road

Services includedInsurance, Maintenance Grounds, Reserve Fund, Security, Termite, Trash

Community featuresCurbs, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Street Lights, Other

Financial & listing details3

Date on market2026-07-16

Annual tax amount$895

Price per square foot$217/sqft

Down payment assistance

Upper-income census tract 13067030107 · Cobb County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.