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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3522 Maritime Glen, Gainesville, GA 30506

Good deal

Priced about $34,100 (4%) below comparable homes. Estimated market value $969,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

***NEW ROOF, GUTTERS, GUTTER GUARDS and DOWNSPOUTS*** Welcome to life inside the gates of Harbour Point—one of Gainesville’s most sought-after lake communities, where luxury living meets a true resort-style lifestyle on Lake Lanier. This meticulously maintained residence, built by the renowned John Wieland Homes and Neighborhoods and proudly offered by its original owner,…

BasementGarage

Listing remarks courtesy of Keller Williams Lanier Partners.

Listing courtesy of Keller Williams Lanier Partners· FMLS #7762721

770-503-7070

$6,392/mo est.

with $93,490 down · $934,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCentral Air, Heat Pump

HeatingCentral, Electric, Heat Pump, Natural Gas

LaundryLaundry Room, Main Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Interior Entry, Walk-Out Access

Bedrooms5

FeaturesBookcases, Cathedral Ceiling(s), Crown Molding, Entrance Foyer 2 Story, High Ceilings 9 ft Main, High Speed Internet, His and Hers Closets, Tray Ceiling(s)

FlooringCarpet, Ceramic Tile, Hardwood, Tile

Bathrooms5

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Washer

Fireplaces2

Room typesBasement, Bonus Room, Game Room, Living Room, Office, Workshop

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,580 sqft

Finished area below ground1,000 sqft

Total interior livable area4,580 sqft

Property9

LevelsThree Or More

Lot size0.57 ac

Lot featuresBack Yard, Front Yard, Landscaped, Sloped, Steep Slope

Body of waterLanier

Parcel number10038 000088

Parking spaces3

Other equipmentIrrigation Equipment

Parking featuresDriveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level

Waterfront featuresNone

Construction7

RoofShingle

ConditionResale

Home typeResidential

MaterialsBrick 3 Sides, Cedar, HardiPlank Type

Year built2,000

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$780 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Gate, Security Guard, Smoke Detector(s)

SubdivisionHarbour Point

Services includedReserve Fund, Security, Swim, Tennis

Community featuresClubhouse, Community Dock, Fitness Center, Gated, Homeowners Assoc, Lake, Marina, Pickleball, Playground, Pool, RV/Boat Storage, Tennis Court(s)

Financial & listing details3

Date on market2026-05-01

Annual tax amount$8,031

Price per square foot$204/sqft

Down payment assistance

Upper-income census tract 13139000307 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.