1/3
Pending Price cut: $16,950 (8/3)
$499,950
5 beds · 3 baths · 2,391 sqft
3120 Saint Andrews Circle, Duluth, GA 30096
Fair price
Priced in line with comparable homes. Estimated market value $478,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Loverly Pool home in a prime, cul-de-sac in sought and rarely available neighbourhood of St. Andrews. Welcome to your dream home in a serene setting! This spacious 5BR/3BA SFR offers the perfect blend of comfort and versatility. Enjoy endless summer day by the sparkling in-ground pool, ideal for entertaining or relaxing in your private backyard oasis. Kitchen with granite…
Home details
5
Beds
3
Baths
2,391
Sqft
1987
Built
0.37 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$478,000range $449,000 – $507,000
Based on 6 sold homes within a mile (6 in the last 12 months), checked against 8 active/pending listings · asking 5% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$2,675/morange $2,500 – $2,8506.4% gross yield
Based on 5 similar rentals within a mile.
Home facts
Payment calculator
$3,564/mo
Principal & interest$2,918
Property taxes$500
Home insurance$146
Down payment$49,995 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Down payment assistance
Middle-income census tract 13135050218 · Gwinnett County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Schools
HarrisElementary
DuluthMiddle
DuluthHigh
Location
61 for sale 16 pending 12 sold
Listed by
Matahari Realty and Investments
Source: FMLS · #7775113
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