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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

7381 Lazy Hammock Way, Flowery Branch, GA 30542

Overpriced

Priced about $109,900 (17%) above comparable homes. Estimated market value $640,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Rare NEW CONSTRUCTION in Sterling on the Lake. Private Homesite backs to Pond. Owner's Suite on Main & Guest Room on Main. 5 bedrooms, 4 full baths. Finished Bonus Room. Unfinished Daylight BASEMENT with 12 ft ceilings! Covered Deck with fireplace. 2-10 Home Buyers Warranty, & 1-year Termite bond included. This thoughtfully planned layout features a luxurious primary suite on…

BasementGarage

Listing remarks courtesy of Foundation Partners Realty, LLC.

Listing courtesy of Foundation Partners Realty, LLC· FMLS #7848237

404-328-6034

$5,127/mo est.

with $74,990 down · $749,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric

HeatingCentral, Natural Gas

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink

BasementBath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry, Unfinished

Bedrooms5

FeaturesBeamed Ceilings, Bookcases, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms4

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Range Hood

Fireplaces2

Room typesBasement, Bonus Room, Other

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms4

Main level bedrooms2

Main level bathrooms2

Finished area above ground3,252 sqft

Finished area below ground0 sqft

Total interior livable area3,252 sqft

Property8

LevelsTwo

Lot size0.44 ac

Lot featuresCul-De-Sac, Landscaped, Pond on Lot, Sprinklers In Front, Sprinklers In Rear, Wooded

Body of waterNone

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresGarage, Garage Door Opener, Garage Faces Side, Kitchen Level

Waterfront featuresPond

Construction7

RoofComposition, Ridge Vents

ConditionNew Construction

Home typeResidential

MaterialsBlown-In Insulation, Brick, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCraftsman, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,575 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)

SubdivisionSterling on the Lake

Services includedSwim, Tennis

Community featuresClubhouse, Curbs, Fishing, Fitness Center, Homeowners Assoc, Lake, Park, Pickleball, Playground, Pool, Sidewalks, Tennis Court(s)

Financial & listing details3

Date on market2026-10-01

Annual tax amount$1,247

Price per square foot$231/sqft

Down payment assistance

Upper-income census tract 13139001609 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.