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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3120 W Addison Drive, Alpharetta, GA 30022

Overpriced

Priced about $1,280,000 (42%) above comparable homes. Estimated market value $3,070,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to the unparalleled luxury of Ellard — Alpharetta’s most prestigious gated community on the Chattahoochee River. Set along the serene banks of the Chattahoochee, this extensively renovated riverfront estate at 3120 W Addison Drive has been reimagined from top to bottom with redesigned living spaces, refined architectural details, and a level of customization rarely…

PoolBasementGarageRenovatedWaterfront

Listing remarks courtesy of Harry Norman Realtors.

Listing courtesy of Harry Norman Realtors· FMLS #7825191

678-461-8700

$29,743/mo est.

with $435,000 down · $4,350,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCentral Air, Electric, Zoned

HeatingForced Air, Natural Gas, Zoned

LaundryLaundry Room, Main Level, Upper Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms5

FeaturesCoffered Ceiling(s), Double Vanity, Elevator, Entrance Foyer, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms7

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Range Hood, Refrigerator

Fireplaces5

Room typesExercise Room, Family Room, Game Room, Great Room, Living Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms6

Main level bedrooms1

Main level bathrooms1

Finished area above ground7,554 sqft

Finished area below ground2,946 sqft

Total interior livable area10,852 sqft

Property8

LevelsThree Or More

Lot size0.77 ac

Lot featuresCul-De-Sac, Landscaped, Level, Navigable River On Lot, Private, Stream or River On Lot

Body of waterOther

Parking spaces4

Other equipmentHome Theater, Irrigation Equipment

Parking featuresAttached, Garage Door Opener, Garage, Kitchen Level, Level Driveway, Garage Faces Side

Waterfront featuresRiver Front

Construction7

RoofMetal

ConditionResale

Home typeResidential

MaterialsBrick 4 Sides, Brick

Year built2,000

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$4,750 annually

Has HOAYes

SecuritySecurity Gate, Security Guard, Smoke Detector(s)

SubdivisionEllard

Services includedMaintenance Grounds, Reserve Fund, Security, Swim, Tennis

Community featuresClubhouse, Fitness Center, Gated, Homeowners Assoc, Near Shopping, Near Trails/Greenway, Park, Playground, Pool, Sidewalks, Spa/Hot Tub, Street Lights

Financial & listing details3

Date on market2026-08-21

Annual tax amount$24,486

Price per square foot$401/sqft

Down payment assistance

Upper-income census tract 13121011439 · Fulton County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.