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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

122 PALISADE Drive, Rydal, GA 30171

Fair price

Priced in line with comparable homes. Estimated market value $831,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

MOVE IN READY! Experience Luxury in the Summit presented by Raines Residential. Upon entering, you're greeted by a grand vaulted great room accented by a beamed, custom fireplace, access to the covered patio and an abundant amount of natural light, setting the tone for the home's refined ambiance. The open-concept layout provides views from the great room to the heart of the…

Garage

Listing remarks courtesy of Atlanta Communities Real Estate Brokerage.

Listing courtesy of Atlanta Communities Real Estate Brokerage· FMLS #7848579

678-753-6050

$5,948/mo est.

with $86,990 down · $869,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Zoned, Other

HeatingElectric, ENERGY STAR Qualified Equipment

LaundryCommon Area, Laundry Room, Main Level

BasementNone

Bedrooms4

FeaturesDisappearing Attic Stairs, Double Vanity, High Ceilings 10 ft Main, High Ceilings 9 ft Upper, Entrance Foyer, High Speed Internet, Other, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringLuxury Vinyl, Carpet, Ceramic Tile, Tile

Bathrooms4

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Range, Microwave, Other, Range Hood, Self Cleaning Oven, Electric Water Heater

Fireplaces1

Room typesAttic, Bedroom, Bonus Room, Great Room, Other

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms3

Main level bathrooms2

Finished area above ground3,372 sqft

Finished area below ground0 sqft

Total interior livable area3,372 sqft

Property9

LevelsOne and One Half

Lot size2 ac

Lot featuresCleared, Landscaped, Mountain Frontage, Sprinklers In Rear, Sprinklers In Front, Private

Body of waterNone

Parcel number0104B 0001 031

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresGarage Door Opener, Garage, See Remarks, Garage Faces Side

Waterfront featuresNone

Construction7

RoofComposition, Metal, Shingle, Other

ConditionNew Construction

Home typeResidential

MaterialsBlown-In Insulation, Brick, HardiPlank Type

Year built2,025

Property subtypeSingle Family Residence

Architectural styleTraditional, Ranch, Modern, Other

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyUnderground Utilities, Water Available, Phone Available, Other, Electricity Available

Community & HOA6

HOA fee$650 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Secured Garage/Parking, Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionTHE SUMMIT

Services includedMaintenance Structure, Reserve Fund

Community featuresGated, Homeowners Assoc, Near Trails/Greenway, Near Schools, Near Shopping, Other, Street Lights

Financial & listing details3

Date on market2026-10-01

Annual tax amount$1,443

Price per square foot$258/sqft

Down payment assistance

Middle-income census tract 13015960101 · Bartow County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.