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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

6310 Stillwood Lane, Cumming, GA 30041

Good deal

Priced about $38,200 (6%) below comparable homes. Estimated market value $638,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to this exceptional lakefront retreat! Nestled within an inviting private community lake & swim community, in sought-after Forsyth County, this remarkable home offers an extraordinary blend of sophisticated interiors, tranquil water views & inviting spaces designed for both everyday living & effortless entertaining. From the moment you enter, beautiful hardwood floors,…

BasementGarageRenovatedWaterfront

Listing remarks courtesy of Harry Norman Realtors.

Listing courtesy of Harry Norman Realtors· FMLS #7864422

678-461-8700

Home facts

Interior19

CoolingCentral Air, Ceiling Fan(s), Multi Units, Zoned, Electric

HeatingCentral, Forced Air, Natural Gas, Zoned

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Other

BasementBath/Stubbed, Daylight, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access

Bedrooms4

FeaturesCoffered Ceiling(s), Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Speed Internet, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Hardwood, Tile

Bathrooms4

AppliancesDishwasher, Disposal, Double Oven, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Trash Compactor

Fireplaces1

Room typesAttic, Basement, Exercise Room, Great Room, Loft, Office, Workshop, Other

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground2,971 sqft

Finished area below ground0 sqft

Total interior livable area4,372 sqft

Property8

LevelsThree Or More

Lot size0.23 ac

Lot featuresBack Yard, Private, Cleared

Body of waterOther

Parking spaces7

Other equipmentNone

Parking featuresAttached, Garage Door Opener, Garage, Kitchen Level, Level Driveway

Waterfront featuresLake Front

Construction7

RoofComposition

ConditionUpdated/Remodeled

Home typeResidential

MaterialsBrick, Concrete

Year built2,016

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,192 annually

Has HOAYes

SecurityFire Alarm, Secured Garage/Parking, Smoke Detector(s)

SubdivisionWhispering Lake

Services includedReserve Fund, Swim

Community featuresBoating, Fishing, Homeowners Assoc, Lake, Near Shopping, Playground, Pool, Sidewalks, Street Lights

Financial & listing details3

Date on market2026-11-05

Annual tax amount$4,967

Price per square foot$137/sqft

Down payment assistance

Upper-income census tract 13117130101 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.