1/12

Pending

$130,812

Lot / land listing

0 Old Tennessee Road 1, Franklin, GA 30217

About this home

Bring the kids and plan a picnic at the swimming hole! This is Lot 1 containing 10.901 acres with 824 feet of road frontage! The first charming lot now available just 1 mile down an amazing gravel country county road. This lot has an awesome building site and immense frontage on a huge creek that flows the entire rear property line. The water is cold and very user…

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Property4

Lot size11 ac

Lot featuresWaterfall

Parcel numberPART OF 0009 0059 01

Waterfront featuresCreek

Construction2

Home typeLand

Property subtypeAgriculture

Utilities & green energy4

SewerNone

WaterNone

Electric on propertyYes

Utilities for propertyElectricity Available

Community & HOA3

Has HOANo

SubdivisionNONE 10.9 AC

Community featuresNone

Financial & listing details1

Cumulative days on market6

Payment calculator

$940/mo

Principal, interest & taxes · $978/mo with home insurance

Principal & interest$809

Property taxes$131

Home insurance$38

Down payment$13,081 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Down payment assistance

Middle-income census tract 13149970300 · Heard County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

0 Old Tennessee Road 1, Franklin, GA 30217

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