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$39,900

Lot / land listing

LOT 32 Ridges At Mill Creek, Murphy, NC 28906

About this home

A southern exposure community. This is one of the larger lots in the subdivision. Great price for 2.25 acres! Building site is already cleared and has utilities at the lot. Access to a 12-acre common area that includes a small community lake, a beautiful creek, a fire pit area, gazabo and picnic area, plenty of parking, and walking trails. Nice paved roads and underground utilities. Minutes from Murphy, Hayesville, and Blue Ridge, GA.

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $39,900

$39K–$40K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Payment calculator

$287/mo

Principal, interest & taxes · $649/mo with home insurance and HOA

Principal & interest$247

Property taxes$40

Home insurance$12

HOA$350

Down payment$3,990 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

LOT 32 Ridges At Mill Creek, Murphy, NC 28906

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