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$139,000

Lot / land listing

0 Windy Ridge, Otto, NC 28763

About this home

This 5.43-acre lot in Otto, North Carolina offers an exceptional opportunity to build your dream home in a serene, unrestricted setting. Surrounded by natural beauty, the spacious land provides ample space for a customized retreat, perfect for outdoor living, relaxation, and enjoying scenic views. With no restrictions, you have the flexibility to create your ideal sanctuary in a peaceful and accessible environment.

No HOA

Listing remarks courtesy of Poss Realty.

Listing courtesy of Poss Realty· GAMLS #10818789

706-782-2121

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $139,000

$138K–$139K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

72 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

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$998/mo

Principal, interest & taxes · $1,039/mo with home insurance

Principal & interest$859

Property taxes$139

Home insurance$41

Down payment$13,900 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

0 Windy Ridge, Otto, NC 28763

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