Active
$324,900
3 beds · 3 baths · 1,398 sqft
20 River Oak Court, Temple, GA 30179
Overpriced
Priced about $69,900 (27%) above comparable homes. Estimated market value $255,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Move in ready home on a quiet cul-de-sac in Temple! Located on the Little Tallapoosa River with direct access to Lake Buckhorn, offering a peaceful natural setting. Nice dock for your enjoyment. This well-kept 3BR/3BA features hardwood floors throughout, flex space in the finished basement, and a bright open living area. Kitchen includes a new refrigerator, new microwave, and…
Pool
Home details
3
Beds
3
Baths
1,398
Sqft
1997
Built
1.1 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$255,000range $240,000 – $270,000
Based on 6 sold homes within a mile (4 in the last 12 months), checked against 4 active/pending listings · asking 27% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $324,900
$321K–$324K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $255,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$1,700/morange $1,575 – $1,8256.3% gross yield
Based on 8 similar rentals within 5 mi (1 recently leased).
Home facts
Payment calculator
$2,317/mo
Principal & interest$1,897
Property taxes$325
Home insurance$95
Down payment$32,490 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13045910202 · Carroll County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Aug 27, 2026
We stand behind every home
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Every list price is checked against our valuation model and local comps.
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A Veribas agent walks every showing — questions answered on the spot.
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No junk fees — the numbers you agree to are the numbers you sign.
Schools
TempleElementary
TempleMiddle
TempleHigh
Location
13 for sale 2 pending 12 sold
Listed by
Southern Homes & Land Realty of Greater Atlanta, LLC
Source: FMLS · #7830983
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