1/3
Active
$387,500
4 beds · 3 baths · 2,170 sqft
1390 Kirkland Road, Covington, GA 30016
Above market
Priced about $18,943 (5%) above comparable homes. Estimated market value $368,557, based on 13 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Spacious 4BR/3BA Ranch on 2.44 Acres with Pool. Discover this solidly built 4-bedroom, 3-bath ranch situated on 2.44 private acres, offering space, flexibility, and room to make it your own. This home features an in-ground pool, a half basement, and a one-year-old roof, giving you a strong foundation and incredible potential. Inside, the layout provides comfortable living…
PoolBasementGarage
Home details
4
Beds
3
Baths
2,170
Sqft
1984
Built
2.4 ac
Lot
Offer insights
Choose an offer strength
List price: $387,500
$383K–$386K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$2,625/morange $2,450 – $2,8008.1% gross yield
Based on 9 similar rentals within 2 mi (1 recently leased).
Fix & flip numbers
Renovated homes like this one sold for about $319,034 nearby: the median price per square foot of 12 renovated sales within 1 mile in the last 18 months. Change any number to run your own deal.
Rehab scope
Kitchen, baths, floors, paint, some systems
After-repair value$319,034
Purchase price−$387,500
Rehab−$97,650
Buying costs (2%)−$7,750
Holding, 6 mo (loan, taxes, insurance, utilities)−$29,109
Selling costs (8% of ARV)−$25,523
Estimated profit−$228,498
$522,009 all-in · -44% return on cost
Investor figures are automated estimates, not an appraisal or an offer of financing. The after-repair value is the median price per square foot of renovated homes that sold nearby in the last 18 months, applied to this home’s size; rehab and holding costs are typical budgets, not a contractor’s bid. Walk the home with a contractor and confirm the comps with your agent before you offer.
Home facts
Payment calculator
$2,763/mo
Principal & interest$2,262
Property taxes$388
Home insurance$113
Down payment$38,750 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Low-income census tract 13217100504 · Newton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Oct 5, 2026
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Schools
Live Oak - NewtonElementary
Veterans Memorial - NewtonMiddle
NewtonHigh
Location
45 for sale 25 pending 12 sold
Listed by
Virtual Properties Realty.com
Source: FMLS · #7849518
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