Pending Price cut: $22,400 (8/13)
$160,000
4 beds · 2 baths · 1,621 sqft
3969 Kirksford Drive, Decatur, GA 30035
Great deal
Priced about $21,000 (12%) below comparable homes. Estimated market value $181,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Excellent opportunity for both homeowners and investors, with strong potential for future appreciation. Whether you’re looking to create a home of your own, renovate for resale, or add a long-term rental to your portfolio, this property offers multiple possibilities. Updates and improvements are needed to maximize its full potential and bring it in line with current market standards. Property is being sold strictly “As Is” with no disclosures.
PoolBasementNo HOARenovated
Listing remarks courtesy of Coldwell Banker Realty.
· FMLS #7806927404-252-4908
$1,094/mo est.
with $16,000 down · $160,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
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Home details
4
Beds
2
Baths
1,621
Sqft
1959
Built
0.28 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$181,000range $170,000 – $192,000
Based on 6 sold homes within a mile (6 in the last 12 months), checked against 8 active/pending listings, adjusted for condition · asking 12% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$2,375/morange $2,200 – $2,55017.8% gross yield
Based on 5 similar rentals within a mile (2 recently leased).
Home facts
Payment calculator
$1,141/mo
Principal & interest$934
Property taxes$160
Home insurance$47
Down payment$16,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Down payment assistance
Low-income census tract 13089023108 · DeKalb County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cutPending
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No surprises at closing
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Schools
SnapfingerElementary
Columbia - DekalbMiddle
ColumbiaHigh
Location
69 for sale 11 pending 12 sold
Listed by
Coldwell Banker Realty
Source: FMLS · #7806927
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
