1/5

Active

$180,000

3 beds · 2.5 baths · 1,943 sqft

3977 Hidden Oak Drive, Pensacola, FL 32504

Great deal

Priced about $206,524 (53%) below comparable homes. Estimated market value $386,524, based on 466 comparable homes in the metro.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Foreclosure Auction Ends October 28, 2026 at 12:00 PM EST. Discover this inviting 3-bedroom, 2.5-bathroom single-family home, offering a wonderful opportunity to live in the desirable Pensacola community. Sold As-is. Explore more details and submit your bid through Federa Home App.

Garage

Listing remarks courtesy of Federa.

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $180,000

$178K–$180K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Veribas Rental Valuation

If you rented it out · estimated from sale value

$1,400/morange $1,250 – $1,5509.3% gross yield

Estimated from this home's value — not enough similar rentals nearby for a direct comparison.

Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.

Fix & flip numbers

Fewer than 3 renovated homes like this sold within 3 miles in the last 18 months, so we don’t estimate an after-repair value. Enter your own, or ask a Veribas agent to pull comps.

Rehab scope

Kitchen, baths, floors, paint, some systems

Purchase price70% rule max: $0After-repair valueRehab budget$45/sqftMonths held

Walk it with an agent More fix-and-flip homes →

Investor figures are automated estimates, not an appraisal or an offer of financing. The after-repair value is the median price per square foot of renovated homes that sold nearby in the last 18 months, applied to this home’s size; rehab and holding costs are typical budgets, not a contractor’s bid. Walk the home with a contractor and confirm the comps with your agent before you offer.

Payment calculator

$1,293/mo

Principal, interest & taxes · $1,346/mo with home insurance

Principal & interest$1,113

Property taxes$180

Home insurance$53

Down payment$18,000 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.