1/7

Active

$245,000

3 beds · 2.5 baths · 1,650 sqft

3862 Desoto Drive, Macon, GA 31206

Fair price

Priced in line with comparable homes. Estimated market value $238,619, based on 4 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome Carltons Place where modern comfort is wrapped in timeless curb appeal. This beautifully crafted 10 home community features 3 & 4 bedroom plans with 2.5-3 baths. The Josepia floor plan features 3 bedroom, 2.5 baths blending clean architectural lines with thoughtfully designed interiors built for today's lifestyle. The striking exterior features wood siding in crisp…

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $245,000

$242K–$244K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

170 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Home facts

Interior17

CoolingCeiling Fan(s), Central Air, Electric

HeatingCentral, Electric, Hot Water

LaundryIn Hall, Upper Level

BasementNone

Bedrooms3

FeaturesDouble Vanity, Tile Bath, Walk-In Closet(s)

FlooringCarpet, Hardwood, Tile

Bathrooms2.5

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer

Payment calculator

$1,760/mo

Principal, interest & taxes · $1,831/mo with home insurance

Principal & interest$1,515

Property taxes$245

Home insurance$71

Down payment$24,500 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

Down payment assistance

Low-income census tract 13021012800 · Bibb County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).