Priced about $27,000 (11%) below comparable homes. Estimated market value $242,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Assumable 2.75% interest rate for qualified buyers! Welcome to 3509 Stonewall Place SE, a move-in-ready 2-bedroom, 1.5-bath townhome-style condo in the sought-after Stonewall Condominiums community of Vinings! With over 1200 sq ft, this two-level home includes new LVP flooring, upgraded fixtures, granite counters in the kitchen, and smart home enabled features. Step outside to…
PoolBasement
Listing remarks courtesy of Peak Capital Partner.
Listing courtesy of Peak Capital Partner· FMLS #7826424
These lenders are independent and not affiliated with Veribas Real Estate. You are free to choose any lender. Are you a lender?
*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
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Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
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As soon as today with a Veribas agent
Video walkthrough
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Home details
2
Beds
3
Baths
1,288
Sqft
1974
Built
0.15 ac
Lot
2 spaces
Parking
1
Fireplaces
$475/month
HOA
$3,338/yr
Est. taxes
Aug 31, 2026
Listed
Veribas Valuation
Veribas Verified · from nearby MLS sales
$242,000range $227,000 – $257,000
Based on 6 sold homes within a mile (5 in the last 12 months), checked against 8 active/pending listings, adjusted for this home's updates · asking 11% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $215,000
$213K–$214K
70% to 90% chance of a winning offer
Just under asking — competitive when the home is fresh.
Veribas Valuation: $242,000 — asking sits below our value; strong offers here still buy under market.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$1,975/morange $1,825 – $2,12511.0% gross yield
Based on 12 similar rentals within a mile (7 recently leased).
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Interior19
CoolingCeiling Fan(s), Central Air, Zoned
HeatingCentral
LaundryIn Kitchen, Laundry Closet, Main Level
BasementNone
Bedrooms2
FeaturesEntrance Foyer, Walk-In Closet(s)
FlooringHardwood, Tile
Bathrooms3
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Range Hood, Refrigerator, Trash Compactor, Washer
Fireplaces1
Room typesFamily Room
Common walls2+ Common Walls
1/2 bathrooms2
Full bathrooms1
Main level bedrooms0
Main level bathrooms0
Finished area above ground1,288 sqft
Finished area below ground0 sqft
Total interior livable area1,288 sqft
Property9
LevelsTwo
Lot size0.15 ac
Lot featuresLevel, Private
Body of waterNone
Parcel number17091200190
Parking spaces2
Other equipmentNone
Parking featuresAssigned, Parking Lot, See Remarks
Waterfront featuresNone
Construction7
RoofComposition, Shingle
ConditionResale
Home typeResidential
MaterialsFrame, Other
Year built1,974
Property subtypeCondominium
Architectural styleTownhouse, Other
Utilities & green energy3
SewerPublic Sewer
WaterPublic
Utilities for propertyCable Available, Electricity Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Community & HOA6
HOA fee$475 monthly
Has HOAYes
SecuritySecurity System Owned, Smoke Detector(s)
SubdivisionStonewall
Services includedInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Swim, Termite, Trash, Water
Community featuresHomeowners Assoc, Lake, Near Public Transport, Near Shopping, Playground, Pool
Financial & listing details3
Date on market2026-08-31
Annual tax amount$3,338
Price per square foot$167/sqft
Payment calculator
$2,008/mo
Principal & interest$1,255
Property taxes$215
Home insurance$63
HOA$475
Down payment$21,500 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan
Assumable 2.75% FHA loan
The listing says a qualified buyer can take over the seller’s existing FHA mortgage and keep its 2.75% rate. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.
Rate (per listing)
2.75% (not an APR)
Original lender
Crosscountry Mortgage, LLC
Loan term
Not published
Started
October 2020
The rate is as the listing agent states it in the description. Ask below and we’ll confirm it, the lender and the loan term with the listing agent.
About $240/mo less per $100,000 of balance you assume, compared with a new 30-year loan at 6.75%.
What you’d bring to closing
At 2.75%, about 24 years left$794/mo
Gap between price and balance$47,800
Second loan, assumed at %$26,300 · $202/mo
Blended rate on everything you borrow3.53%
Down payment with the second loan$21,500
Principal & interest$996/mo
Plus closing costs, taxes and insurance. The second-loan rate is an assumption you can change, not a quote. A lender prices the real one.
Finance the rest of the down payment
A partner lender can quote a second loan for the gap and check you for the assumption.
Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.
Down payment assistance
Upper-income census tract 13067031207 · Cobb County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).
Truist Community Homeownership Incentive Program (CHIP)
up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)
For down payment, mortgage insurance. Ends Dec 31, 2026.
A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).
Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.
Value & price history
Estimated valueListed for sale
Listed for sale
Aug 31, 2026
$215,000
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