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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3125 Wills Mill Road, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $1,582,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Impeccably maintained and beautifully updated, this exceptional home in sought-after Creekstone Estates offers the perfect combination of elegant finishes, incredible living space, and everyday functionality. From the charming front porch and beautiful curb appeal to the 3-car garage featuring RaceDeck flooring and the professionally landscaped yard, this home makes an…

PoolBasementGarageRenovated

Listing remarks courtesy of Century 21 Connect Realty.

Listing courtesy of Century 21 Connect Realty· FMLS #7816403

770-640-6800

$10,598/mo est.

with $155,000 down · $1,550,000 list price*

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Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Zoned

HeatingForced Air, Natural Gas, Zoned

LaundryLaundry Chute, Main Level, Mud Room, Sink

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms6

FeaturesBookcases, Coffered Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, Recessed Lighting, Sound System, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Hardwood, Tile

Bathrooms7

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Washer

Fireplaces4

Room typesBasement, Bathroom, Exercise Room, Great Room - 2 Story, Media Room, Workshop

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms6

Main level bedrooms1

Main level bathrooms1

Finished area above ground4,739 sqft

Finished area below ground1,910 sqft

Total interior livable area6,649 sqft

Property9

LevelsThree Or More

Lot size0.77 ac

Lot featuresBack Yard, Landscaped, Private, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel number087 477

Parking spaces4

Other equipmentIrrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Faces Side, Kitchen Level

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsBrick 4 Sides

Year built2,005

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$425 quarterly

Has HOAYes

SecuritySecurity System Owned, Smoke Detector(s)

SubdivisionCreekstone Estates

Services includedSwim, Termite, Tennis, Trash

Community featuresClubhouse, Fitness Center, Homeowners Assoc, Near Schools, Near Shopping, Pickleball, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-09-10

Annual tax amount$11,789

Price per square foot$233/sqft

Down payment assistance

Upper-income census tract 13117130603 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.