1/4
Active
$196,700
Lot / land listing
384 Back Pine Way, Ellijay, GA 30540
About this home
Discover the perfect setting for your mountain retreat or full-time residence on this beautiful 5-acre lot in Ellijay. Offering privacy, natural beauty, and the potential for mountain views with selective clearing, this property provides a wonderful opportunity to create your ideal homesite in the North Georgia Mountains.
Much of the preliminary work has already been…
Listing remarks courtesy of Key Real Estate Solutions, Inc..
· FMLS #7845886770-573-7676
$1,345
Home details
5.6 ac
Lot
$330/quarter
HOA
$797/yr
Est. taxes
Sep 29, 2026
Listed
Offer insights
Choose an offer strength
List price: $196,700
$195K–$196K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$1,512/mo
Principal & interest$1,148
Property taxes$197
Home insurance$57
HOA$110
Down payment$19,670 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13123080100 · Gilmer County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Sep 29, 2026
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Schools
Clear Creek - GilmerElementary
Clear CreekMiddle
GilmerHigh
Location
14 for sale 3 pending 12 sold
Listed by
Key Real Estate Solutions, Inc.
Source: FMLS · #7845886
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
