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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

2815 Waterstone Drive, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $996,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to this beautifully maintained traditional home nestled in a charming Cumming neighborhood. Move-in ready and thoughtfully updated, this exceptional residence offers the perfect blend of space, comfort, and elegant details throughout. Hardwood floors and tile extend across the upper two levels, and numerous upgrades make this home both stylish and low maintenance. Step…

BasementGarageRenovated

Listing remarks courtesy of Keller Williams Realty Atl Perimeter.

Listing courtesy of Keller Williams Realty Atl Perimeter· FMLS #7793054

678-298-1600

$7,111/mo est.

with $104,000 down · $1,040,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment

HeatingCentral, ENERGY STAR Qualified Equipment, Natural Gas

LaundryLaundry Room, Upper Level

BasementDaylight, Exterior Entry, Finished, Interior Entry, Walk-Out Access

Bedrooms6

FeaturesBookcases, Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Main, His and Hers Closets, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCeramic Tile, Luxury Vinyl, Wood

Bathrooms5

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Washer

Fireplaces2

Room typesAttic, Basement, Dining Room, Laundry, Other

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,520 sqft

Finished area below ground1,600 sqft

Total interior livable area5,120 sqft

Property9

LevelsThree Or More

Lot size0.31 ac

Lot featuresBack Yard, Front Yard, Landscaped, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel number176 568

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresAttached, Covered, Driveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsBrick 3 Sides, Vinyl Siding

Year built2,013

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,200 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionWaterstone Falls

Services includedMaintenance Grounds, Swim, Tennis, Trash

Community featuresHomeowners Assoc, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-06-25

Annual tax amount$1,840

Price per square foot$203/sqft

Down payment assistance

Upper-income census tract 13117130607 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.