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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

661 Summitt Hill Way, Cumming, GA 30040

Fair price

Priced in line with comparable homes. Estimated market value $626,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Elevate Your Savings at Palisades with Preferred Lender! Discover the The Aspen by The Providence Group! Quick Move In Welcome to the Aspen Floor Plan. Pull into your 2 car garage with additional under stair storage. Terrace Level Bedroom with Full Bathroom with walk in shower. Oversized Guest Room includes walk out access to your private covered patio & side yard access.…

BasementGarageOpen floor plan

Listing remarks courtesy of The Providence Group Realty, LLC..

Listing courtesy of The Providence Group Realty, LLC.· FMLS #7854679

678-475-9400

Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Zoned

HeatingCentral, ENERGY STAR Qualified Equipment, Heat Pump, Zoned

LaundryLaundry Room, Upper Level

BasementDaylight, Driveway Access, Exterior Entry, Finished, Finished Bath, Walk-Out Access

Bedrooms4

FeaturesCrown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood, Laminate

Bathrooms4

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Water Heater, Gas Oven, Gas Range, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater

Fireplaces1

Room typesFamily Room, Office, Other

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms0

Main level bathrooms0

Finished area above ground2,453 sqft

Total interior livable area2,552 sqft

Property9

LevelsThree Or More

Lot size3,920 sqft

Lot featuresBack Yard, Front Yard, Landscaped, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel numberC34 037

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresDriveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionUnder Construction

Home typeResidential

MaterialsCement Siding, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleFarmhouse

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$200 monthly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionPalisades

Services includedMaintenance Grounds, Swim, Trash

Community featuresCurbs, Gated, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Playground, Pool, Sidewalks, Street Lights

Financial & listing details2

Date on market2026-10-15

Price per square foot$249/sqft

Down payment assistance

Middle-income census tract 13117130409 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.