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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

1995 Assembly (Lot 158) Circle, Gainesville, GA 30501

Overpriced

Priced about $130,400 (26%) above comparable homes. Estimated market value $505,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Construction is underway on this stunning Rossmore, scheduled for completion in February 2027! Enjoy $40,000 to use toward your decorator appointment, closing costs, a washer and dryer, and more. This thoughtfully designed home features four bedrooms, 2.5 baths on the main level, and a third full bath upstairs. A beautiful sunroom off the living room fills the home with…

Garage

Listing remarks courtesy of Emerald Properties, Inc..

Listing courtesy of Emerald Properties, Inc.· FMLS #7839652

770-887-2177

$4,344/mo est.

with $63,540 down · $635,400 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior17

CoolingCentral Air, Electric, ENERGY STAR Qualified Equipment, Zoned

HeatingENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned

LaundryIn Hall, Laundry Room, Main Level

BasementNone

Bedrooms3

FeaturesCrown Molding, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, High Speed Internet, Low Flow Plumbing Fixtures, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s), Other

FlooringCarpet, Ceramic Tile, Tile, Wood

Bathrooms4

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Range Hood, Self Cleaning Oven, Other

Fireplaces2

Room typesSun Room, Other

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms2

Main level bathrooms2

Total interior livable area2,300 sqft

Property7

LevelsTwo

Lot featuresBack Yard, Front Yard, Landscaped, Sprinklers In Front, Sprinklers In Rear, Wooded

Body of waterNone

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresDriveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionUnder Construction

Home typeResidential

MaterialsBrick Front, Cement Siding, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCraftsman, European

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$325 monthly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionLake Society

Services includedInternet, Maintenance Grounds, Reserve Fund, Tennis

Community featuresBoating, Clubhouse, Fishing, Fitness Center, Homeowners Assoc, Lake, Marina, Pickleball, Pool, Restaurant, RV/Boat Storage, Tennis Court(s)

Financial & listing details2

Date on market2026-09-17

Price per square foot$276/sqft

Down payment assistance

Middle-income census tract 13157010200 · Jackson County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.