Active Price cut: $6,000 (10/2)
$49,600
Lot / land listing
70 Conley Ditch, Covington, GA 30014
About this home
Build your dream home on this private 2.17-acre homesite in Covington! Located on Conley Ditch Rd near Jackson Lake, this buildable lot offers the perfect blend of privacy and flexibility with public water and power available at the road. Single-family homes, barndominiums, and mobile homes are allowed, making this an excellent opportunity for a custom build, mini homestead,…
No HOA
Listing remarks courtesy of Joe Stockdale Real Estate, LLC.
· FMLS #7775657678-495-7337
$339/mo est.
with $4,960 down · $49,600 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
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Home details
2.2 ac
Lot
None
HOA
$436/yr
Est. taxes
May 19, 2026
Listed
Offer insights
Choose an offer strength
List price: $49,600
$49K–$49K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
133 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$354/mo
Principal & interest$290
Property taxes$50
Home insurance$14
Down payment$4,960 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13217100802 · Newton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Schools
Rocky PlainsElementary
Indian CreekMiddle
AlcovyHigh
Location
24 for sale 1 pending 12 sold
Listed by
Joe Stockdale Real Estate, LLC
Source: FMLS · #7775657
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
