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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Veribas Valuation

Veribas Verified · from nearby MLS sales

$256,000range $241,000 – $271,000

Based on 5 sold homes within 2 miles (5 in the last 12 months), checked against 1 active/pending listings, adjusted for this home's updates · asking 7% above this value

Automated estimate from nearby MLS sales — not an appraisal.

Offer insights

Choose an offer strength

List price: $275,000

$272K–$274K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Veribas Valuation: $256,000 — asking sits above our value; a moderate offer is defensible with comps.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Home facts

Interior17

CoolingCeiling Fan(s), Central Air, Heat Pump

HeatingCentral, Electric, Heat Pump

LaundryOther

BasementNone

Bedrooms3

FeaturesDouble Vanity, High Ceilings, Separate Shower, Walk-In Closet(s)

FlooringCarpet, Vinyl

Bathrooms2

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Payment calculator

$1,975/mo

Principal, interest & taxes · $2,055/mo with home insurance

Principal & interest$1,700

Property taxes$275

Home insurance$80

Down payment$27,500 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan

Assumable 5.99% VA loan

The listing says a qualified buyer can take over the seller’s existing VA mortgage and keep its 5.99% rate. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.

Rate (per listing)

5.99% (not an APR)

Lender

Not published

Loan term

Not published

Started

Not published

The rate is as the listing agent states it in the description. Ask below and we’ll confirm it, the lender and the loan term with the listing agent.

About $88/mo less per $100,000 of balance you assume, compared with a new 30-year loan at today’s 7.32% national average.

What you’d bring to closing

Loan balance you take over (ask the listing agent)$

Finance the rest of the down payment

A partner lender can quote a second loan for the gap and check you for the assumption.

More homes with assumable loans

Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.