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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3780 Montebello Parkway, Cumming, GA 30028

Fair price

Priced in line with comparable homes. Estimated market value $971,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to an exceptional residence in The Grove at Montebello, where thoughtfully designed ranch-style living, custom finishes, and an extraordinary outdoor retreat come together to create a home unlike anything else in the community. Built in 2022, this home has been transformed well beyond its original design. The owners have thoughtfully customized the property with…

PoolBasementGarage

Listing remarks courtesy of Berkshire Hathaway HomeServices Georgia Properties.

Listing courtesy of Berkshire Hathaway HomeServices Georgia Properties· FMLS #7821182

770-844-8484

$6,557/mo est.

with $95,900 down · $959,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCentral Air

HeatingCentral

LaundryLaundry Room, In Hall, Main Level

BasementFinished, Finished Bath, Daylight, Full, Interior Entry, Driveway Access

Bedrooms4

FeaturesBeamed Ceilings, Coffered Ceiling(s), Crown Molding, Dry Bar, Cathedral Ceiling(s), Entrance Foyer, Entrance Foyer 2 Story, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Speed Internet, High Ceilings 9 ft Upper, Walk-In Closet(s)

FlooringLaminate, Wood, Luxury Vinyl

Bathrooms4

AppliancesDouble Oven, Disposal, Dishwasher, Electric Oven, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Range Hood, Self Cleaning Oven

Fireplaces1

Room typesWorkshop, Media Room, Living Room, Family Room, Computer Room, Basement

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms3

Main level bathrooms2

Finished area above ground2,461 sqft

Finished area below ground1,834 sqft

Total interior livable area4,295 sqft

Property9

LevelsTwo

Lot size0.32 ac

Lot featuresBack Yard, Front Yard, Sloped, Sprinklers In Rear, Level

Body of waterNone

Parcel number098 186

Parking spaces5

Other equipmentIrrigation Equipment

Parking featuresGarage

Waterfront featuresNone

Construction7

RoofShingle, Composition, Concrete, Ridge Vents

ConditionResale

Home typeResidential

MaterialsOther

Year built2,023

Property subtypeSingle Family Residence

Architectural styleRanch

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Natural Gas Available, Sewer Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,800 semi-annually

Has HOAYes

SecurityOpen Access, Secured Garage/Parking, Fire Alarm, Security System Leased, Smoke Detector(s)

SubdivisionMONTEBELLO

Services includedMaintenance Grounds, Reserve Fund, Sewer, Swim, Tennis

Community featuresClubhouse, Barbecue, Homeowners Assoc, Lake, Near Schools, Near Shopping, Pickleball, Playground, Pool, Sidewalks, Street Lights

Financial & listing details3

Date on market2026-08-12

Annual tax amount$7,826

Price per square foot$223/sqft

Down payment assistance

Upper-income census tract 13117130412 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.