Pending Price cut: $50,000 (6/3)
$250,000
Lot / land listing
120 S Candler Street, Decatur, GA 30030
About this home
This lot can be purchased in combination with the house next door. Approximately 0.38-acre lot right next to downtown Decatur and Agnes Scott College. Zoned R-60 with approximately 84 feet of road frontage. R-60 allows for single family houses, duplexes, and walk-up flats. This price for this location can't be beat!
No HOA
Listing remarks courtesy of Adams Realtors.
· FMLS #7770749404-688-1222
$1,709/mo est.
with $25,000 down · $250,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
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Home details
0.38 ac
Lot
None
HOA
$21,564/yr
Est. taxes
May 14, 2026
Listed
Home facts
Payment calculator
$1,782/mo
Principal & interest$1,459
Property taxes$250
Home insurance$73
Down payment$25,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Down payment assistance
Upper-income census tract 13089022800 · DeKalb County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Schools
Winnona Park/Talley StreetElementary
Beacon HillMiddle
DecaturHigh
Location
62 for sale 18 pending 12 sold
Listed by
Adams Realtors
Source: FMLS · #7770749
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
