1/4
Active
$70,000
Lot / land listing
Lt 132 Red Oak Trail, Ellijay, GA 30540
About this home
Absolutely beautiful building lot available located in The Preserve at Mountaintown Creek Resort. This .75l acre lot has a gentle slope ideal for a daylight terrace level with upper level long range views possible .The resort has New Pickleball courts, community pool and a pavilion area located on Gunstock Creek just a couple of minutes from the lot! Access is also available…
Pool
Listing remarks courtesy of Mountain Aire Realty, Inc..
· FMLS #7794728706-276-1122
$479/mo est.
with $7,000 down · $70,000 list price*
Home details
0.75 ac
Lot
$600/annual
HOA
$93/yr
Est. taxes
Jun 23, 2026
Listed
Offer insights
Choose an offer strength
List price: $70,000
$69K–$70K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$549/mo
Principal & interest$409
Property taxes$70
Home insurance$20
HOA$50
Down payment$7,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13123080403 · Gilmer County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Jun 23, 2026
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Schools
Mountain View - GilmerElementary
Clear CreekMiddle
GilmerHigh
Location
41 for sale 1 pending 12 sold
Listed by
Mountain Aire Realty, Inc.
Source: FMLS · #7794728
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