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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

1000 Brickyard Lane, Greensboro, GA 30642

Overpriced

Priced about $2,856,235 (250%) above comparable homes. Estimated market value $1,142,765, based on 74 comparable homes in the metro.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Birch Tree Cottage offers an exceptional opportunity to own a private waterfront retreat in the exclusive Howells Grove enclave in Reynolds Lake Oconee. Set along 127 feet of peaceful deep-water frontage, this custom residence features a max dock, boat lift, and electric awning-creating an ideal setting for effortless lake living. Designed by T. S. Adams and masterfully…

Master on mainBasementGarageWaterfront

Listing remarks courtesy of Drake Realty Lake Area.

Listing courtesy of Drake Realty Lake Area· GAMLS #10822756

706-705-4203

Home facts

Interior17

CoolingCeiling Fan(s), Central Air, Electric, Gas, Zoned

HeatingCentral, Electric, Hot Water, Propane, Zoned

LaundryMud Room

BasementBath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry

Bedrooms5

FeaturesBeamed Ceilings, Bookcases, Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Hardwood, Tile

Bathrooms6

AppliancesCooktop, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Washer, Water Softener

Fireplaces2

1/2 bathrooms2

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,449 sqft

Finished area below ground2,806 sqft

Total interior livable area6,255 sqft

Property9

LevelsThree Or More

Lot size0.8 ac

Lot featuresCorner Lot, Private, Sloped

Body of waterLake Oconee

Parcel number078D000170

Parking spaces3

Attached garageYes

Parking featuresGuest, Garage, Attached, Kitchen Level, Garage Door Opener

Waterfront featuresDeep Water Access, Dock Rights, Lake, Private, Seawall, Swim Dock, Utility Company Controlled

Construction8

RoofComposition, Metal

ConditionResale

Home typeResidential

MaterialsStone, Wood Siding

Year built2,006

New constructionNo

Property subtypeSingle Family Residence

Architectural styleBungalow/Cottage, Craftsman, Traditional

Utilities & green energy4

SewerPrivate Sewer

WaterPrivate

Electric on propertyYes

Utilities for propertyCable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Available

Community & HOA6

HOA fee$2,000

Has HOAYes

SecurityGated Community, Security System, Smoke Detector(s)

SubdivisionReynolds Lake Oconee

Services includedFacilities Fee, Maintenance Grounds, Management Fee, Swimming, Tennis, Trash

Community featuresClubhouse, Fitness Center, Gated, Golf, Guest Lodging, Lake, Marina, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s), Tennis Team

Financial & listing details3

Annual tax amount$8,929

Price per square foot$639/sqft

Cumulative days on market161

Down payment assistance

Upper-income census tract 13133950301 · Greene County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.