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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

10 Altar Rock Court, Cartersville, GA 30121

Fair price

Priced in line with comparable homes. Estimated market value $578,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Meticulously maintained, beautiful mountain setting at the top of the mountain. 45-miles north of Atlanta with streetlights, sidewalks, community pool, basketball, volleyball, and park, all within minutes of Lake Allatoona and Historic Cartersville. 5/4 2026- professionally painted exterior- a two-week project. RSE offers buyers spacious estate lots. Introducing superior…

PoolBasementGarage

Listing remarks courtesy of Drake Realty of GA, Inc..

Listing courtesy of Drake Realty of GA, Inc.· FMLS #7832350

770-565-2044

$4,102/mo est.

with $59,990 down · $599,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Heat Pump, Zoned

HeatingENERGY STAR Qualified Equipment, Heat Pump, Zoned

LaundryElectric Dryer Hookup, In Hall, Main Level

BasementExterior Entry, Finished, Finished Bath, Walk-Out Access

Bedrooms5

FeaturesCathedral Ceiling(s), Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer 2 Story, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCeramic Tile, Hardwood

Bathrooms4

AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Washer

Fireplaces1

Room typesAttic, Basement, Bonus Room, Computer Room, Dining Room, Exercise Room, Game Room, Great Room, Great Room - 2 Story

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground2,661 sqft

Finished area below ground1,300 sqft

Total interior livable area3,961 sqft

Property9

LevelsThree Or More

Lot size0.74 ac

Lot featuresBack Yard, Corner Lot, Cul-De-Sac, Landscaped, Mountain Frontage, Wooded

Body of waterNone

Parcel number0100D 0002 116

Parking spaces2

Other equipmentHome Theater, Irrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Faces Side

Waterfront featuresNone

Construction7

RoofComposition, Metal

ConditionResale

Home typeResidential

MaterialsFiber Cement, HardiPlank Type, Stone

Year built2,012

Property subtypeSingle Family Residence

Architectural styleCraftsman

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyUnderground Utilities

Community & HOA6

HOA fee$665 annually

Has HOAYes

SecurityClosed Circuit Camera(s), Fire Alarm, Secured Garage/Parking, Security Lights, Security Service

SubdivisionRowland Springs Estates

Services includedReserve Fund, Swim

Community featuresHomeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Pool, Sidewalks, Street Lights

Financial & listing details3

Date on market2026-09-03

Annual tax amount$4,966

Price per square foot$151/sqft

Down payment assistance

Middle-income census tract 13015960103 · Bartow County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.