Active Price cut: $5,000 (9/24)
$444,900
4 beds · 3 baths · 3,780 sqft
5522 Highway W 136, Chickamauga, GA 30707
Great deal
Priced about $63,100 (12%) below comparable homes. Estimated market value $508,000, based on 4 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
A unique opportunity to create the homestead you've been dreaming about! Owned and cared for by the same sellers since 2003, this 5-acre property in Chickamauga has been thoughtfully developed over the years into a unique homestead with established gardens, fruit and nut trees, chickens, a pond, and plenty of room to enjoy the outdoors. The property features a pond with fish…
Home details
4
Beds
3
Baths
3,780
Sqft
1983
Built
5 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$508,000range $478,000 – $538,000
Based on 4 sold homes within 5 miles, checked against 7 active/pending listings · asking 12% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $444,900
$440K–$444K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $508,000 — asking sits below our value; strong offers here still buy under market.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · estimated from sale value
$2,700/morange $2,400 – $3,0007.3% gross yield
Estimated from this home's value — not enough similar rentals nearby for a direct comparison.
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Payment calculator
$3,172/mo
Principal & interest$2,597
Property taxes$445
Home insurance$130
Down payment$44,490 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13295020800 · Walker County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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A Veribas agent walks every showing — questions answered on the spot.
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Schools
Saddle RidgeElementary
Saddle RidgeMiddle
LaFayetteHigh
Location
Listed by
Realty One Group Edge
Source: FMLS · #7832700
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