Priced about $19,000 (7%) above comparable homes. Estimated market value $280,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Your Ideal Home is Waiting for You! CLOSING COST assistance is being offered by the seller to make the process easier and more accessible. Located in the desirable and peaceful Stone Mountain area, this property offers comfort, space, and an incredible investment opportunity. The unfinished basement provides the perfect chance to add a kitchen and create a rentable apartment…
PoolBasementNo HOA
Listing remarks courtesy of Virtual Properties Realty. Biz.
Listing courtesy of Virtual Properties Realty. Biz· FMLS #7654622
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Interior17
CoolingCentral Air, Electric
HeatingCentral, Electric, Forced Air
LaundryElectric Dryer Hookup, Lower Level
BasementOther
Bedrooms4
FeaturesOther
FlooringOther
Bathrooms3
AppliancesDishwasher, Gas Oven, Gas Water Heater, Microwave, Refrigerator
Fireplaces0
Room typesBonus Room, Family Room, Other
Common wallsNo Common Walls
1/2 bathrooms1
Full bathrooms2
Main level bedrooms0
Main level bathrooms0
Total interior livable area2,047 sqft
Property8
LevelsOne and One Half
Lot size0.27 ac
Lot featuresBack Yard
Body of waterNone
Parcel number15 192 06 106
Other equipmentNone
Parking featuresDriveway
Waterfront featuresNone
Construction7
RoofOther
ConditionResale
Home typeResidential
MaterialsFrame, Stone
Year built1,977
Property subtypeSingle Family Residence
Architectural styleOther
Utilities & green energy3
SewerSeptic Tank
WaterPublic
Utilities for propertyElectricity Available, Natural Gas Available, Water Available
Community & HOA4
Has HOANo
SecurityNone
SubdivisionBig Valley
Community featuresNone
Financial & listing details3
Date on market2025-09-24
Annual tax amount$4,581
Price per square foot$146/sqft
Payment calculator
$2,131/mo
Principal & interest$1,745
Property taxes$299
Home insurance$87
Down payment$29,900 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan
Likely assumable FHA loan
HUD’s public FHA records show a $196,377 FHA loan that started in April 2025, matching the owner’s purchase of this home. FHA loans can usually be taken over by a qualified buyer. It may have been refinanced or paid down since, so ask below and we’ll confirm it with the listing agent. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.
Rate
Not published
Original lender
Atlanta Intown Mortgage Inc.
Loan term
Not published
Started
April 2025
Public records show this loan’s rate, but not its term, so we don’t show the number. Ask below and we’ll get the rate, lender and loan term from the listing agent.
Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.
Down payment assistance
Middle-income census tract 13089023216 · DeKalb County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).
Truist Community Homeownership Incentive Program (CHIP)
up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)
For down payment, mortgage insurance. Ends Dec 31, 2026.
A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).
Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.
Value & price history
Estimated valueListed for sale
Listed for sale
Sep 24, 2025
$299,000
We stand behind every home
AI-verified pricing
Every list price is checked against our valuation model and local comps.
Licensed agent on every tour
A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
