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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

4930 N River Drive, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $751,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Discover the charm of Chattahoochee River Club, nestled in the serene beauty of the National Forest. This exceptional community is surrounded by nature, offering tranquil forest views and access to fishing in the ponds and nearby river. This home features 4 spacious bedrooms upstairs, including an oversized primary suite, the bath includes seperate shower, whirlpool tub,…

PoolBasementGarage

Listing remarks courtesy of Keller Williams Realty Atlanta Partners.

Listing courtesy of Keller Williams Realty Atlanta Partners· FMLS #7739156

678-386-9322

$5,299/mo est.

with $77,500 down · $775,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air

HeatingCentral

LaundryGas Dryer Hookup, Laundry Room, Upper Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access

Bedrooms6

FeaturesBookcases, Cathedral Ceiling(s), Disappearing Attic Stairs, Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms4

AppliancesDishwasher, Dryer, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Washer

Fireplaces2

Room typesBasement, Bathroom, Bedroom, Bonus Room, Computer Room, Family Room, Office, Sun Room, Workshop

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground2,944 sqft

Finished area below ground1,540 sqft

Total interior livable area2,944 sqft

Property9

LevelsTwo

Lot size1 ac

Lot featuresBack Yard, Front Yard, Landscaped, Sloped, Wooded

Body of waterNone

Parcel number226 266

Parking spaces2

Other equipmentNone

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsHardiPlank Type, Stone

Year built2,002

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Community & HOA6

HOA fee$1,400 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionChattahoochee River Club

Services includedMaintenance Grounds, Reserve Fund, Swim, Tennis

Community featuresClubhouse, Curbs, Fishing, Homeowners Assoc, Near Schools, Park, Playground, Pool, Sidewalks, Street Lights, Swim Team, Tennis Court(s)

Financial & listing details3

Date on market2026-03-20

Annual tax amount$5,503

Price per square foot$263/sqft

Down payment assistance

Upper-income census tract 13117130508 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.