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$17,500

Lot / land listing

0 Rue Cezzan, Lavonia, GA 30553

About this home

Owner financing possible. Will consider trades. READY TO BUILD in the sought-after Brittany Harbour! Located across the street from the lake with a partial lake view! This double lot has soils & surveying complete, with preliminary septic approval from the health department. Community bike & walking trails & located a short walk from Tugaloo State Park. Tugaloo State Park…

Listing remarks courtesy of Keller Williams Realty Partners.

Listing courtesy of Keller Williams Realty Partners· FMLS #7855237

678-494-0644

$127/mo est.

with $1,750 down · $17,500 list price*

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

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List price: $17,500

$17K–$17K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Payment calculator

$127/mo

Principal, interest & taxes · $190/mo with home insurance and HOA

Principal & interest$109

Property taxes$18

Home insurance$5

HOA$58

Down payment$1,750 (10%)

Interest rate7.400%

Starts at today’s national average for a 30-year fixed, 7.4% (week of Oct 15). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

Down payment assistance

Middle-income census tract 13119890103 · distressed/underserved · Franklin County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).