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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric

HeatingCentral, Forced Air, Natural Gas

LaundryCommon Area, Laundry Room, Main Level, Other

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms5

FeaturesBeamed Ceilings, Bookcases, Cathedral Ceiling(s), Double Vanity, Entrance Foyer, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Ceilings 10 ft Upper, His and Hers Closets, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCeramic Tile, Hardwood

Bathrooms9

AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Washer

Fireplaces4

Room typesAttic, Exercise Room, Family Room, Game Room, Great Room - 2 Story, Media Room, Office, Other, Wine Cellar

Common wallsNo Common Walls

1/2 bathrooms3

Full bathrooms6

Main level bedrooms1

Main level bathrooms1

Finished area above ground5,702 sqft

Finished area below ground3,393 sqft

Total interior livable area9,095 sqft

Property8

LevelsThree Or More

Lot size0.29 ac

Lot featuresBack Yard, Cul-De-Sac, Front Yard, Lake On Lot, Level, Private

Body of waterLanier

Parking spaces0

Other equipmentNone

Parking featuresAttached, Garage, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Kitchen Level, Level Driveway

Waterfront featuresLake Front, Waterfront

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsBrick 3 Sides, Cement Siding, Stone

Year built2,006

Property subtypeSingle Family Residence

Architectural styleEuropean

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$3,500 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Gate, Security System Owned, Smoke Detector(s)

SubdivisionMarina Bay

Services includedMaintenance Grounds, Reserve Fund, Swim, Tennis

Community featuresBoating, Clubhouse, Community Dock, Fishing, Fitness Center, Gated, Homeowners Assoc, Lake, Marina, Pickleball, Playground, Pool

Financial & listing details3

Date on market2026-10-06

Annual tax amount$17,826

Price per square foot$217/sqft

Down payment assistance

Upper-income census tract 13139000304 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.