1/3
Active
$458,601
5 beds · 3 baths · 2,676 sqft
232 Sage Lot 32 Street, Commerce, GA 30529
Above market
Priced about $22,601 (5%) above comparable homes. Estimated market value $436,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Open Door Home.Discover this 5-bedroom, 3-bathroom newly constructed home in Austin Ridge, Lot 32, Commerce, GA, designed for modern living and everyday comfort. The popular Kathleen plan features an open-concept layout with a spacious family room that flows seamlessly into the kitchen, creating the perfect setting for gathering, entertaining, and daily life. The kitchen…
Home details
5
Beds
3
Baths
2,676
Sqft
2026
Built
0.38 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$436,000range $410,000 – $462,000
Based on 6 sold homes within a mile (6 in the last 12 months), checked against 8 active/pending listings · asking 5% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $458,601
$454K–$457K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
77 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Veribas Valuation: $436,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$2,775/morange $2,575 – $2,9757.3% gross yield
Based on 4 similar rentals within 10 mi.
Home facts
Payment calculator
$3,320/mo
Principal & interest$2,677
Property taxes$459
Home insurance$134
HOA$50
Down payment$45,860 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13157010300 · Jackson County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Jun 20, 2026
We stand behind every home
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Every list price is checked against our valuation model and local comps.
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A Veribas agent walks every showing — questions answered on the spot.
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No junk fees — the numbers you agree to are the numbers you sign.
Schools
CommerceElementary
CommerceMiddle
CommerceHigh
Location
26 for sale 2 pending 12 sold
Listed by
PBG Built Realty, LLC
Source: FMLS · #7791949
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