Active
$100,000
3 beds · 2 baths · 900 sqft
118 Titus Valley Road, Hiawassee, GA 30546
Great deal
Priced about $95,327 (49%) below comparable homes. Estimated market value $195,327, based on 58 comparable homes in the metro.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Tremendous potential awaits with this handyman special! This 3-bedroom, 2-bath home offers a fantastic opportunity for buyers seeking an
affordable property with room to add value. The home features a spacious kitchen with ample cabinet and counter space, along with an open
concept living and dining area. While the property requires repairs-including flooring, ceiling work,…
BasementNo HOARenovated
Listing remarks courtesy of EXP Realty, LLC..
· FMLS #7849801888-959-9461
$684/mo est.
with $10,000 down · $100,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
Live from the home, on your schedule
Home details
3
Beds
2
Baths
900
Sqft
1982
Built
0.61 ac
Lot
Offer insights
Choose an offer strength
List price: $100,000
$99K–$100K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · estimated from sale value
$800/morange $700 – $9009.6% gross yield
Estimated from this home's value — not enough similar rentals nearby for a direct comparison.
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Fix & flip numbers
Fewer than 3 renovated homes like this sold within 3 miles in the last 18 months, so we don’t estimate an after-repair value. Enter your own, or ask a Veribas agent to pull comps.
Rehab scope
Kitchen, baths, floors, paint, some systems
Investor figures are automated estimates, not an appraisal or an offer of financing. The after-repair value is the median price per square foot of renovated homes that sold nearby in the last 18 months, applied to this home’s size; rehab and holding costs are typical budgets, not a contractor’s bid. Walk the home with a contractor and confirm the comps with your agent before you offer.
Home facts
Payment calculator
$713/mo
Principal & interest$584
Property taxes$100
Home insurance$29
Down payment$10,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13281960302 · distressed/underserved · Towns County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Oct 2, 2026
We stand behind every home
AI-verified pricing
Every list price is checked against our valuation model and local comps.
Licensed agent on every tour
A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
Towns CountyElementary
Towns CountyMiddle
Towns CountyHigh
Location
2 for sale 2 sold
Listed by
EXP Realty, LLC.
Source: FMLS · #7849801
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
