Active Price cut: $100,000 (6/20)
$150,000
Lot / land listing
39 Lake Top Drive, Cartersville, GA 30121
About this home
Located adjacent to Lake Allatoona, this rare homesite is one of the few currently available, offering close proximity to one of North Georgia’s most sought-after recreational destinations without the constraints of direct waterfront ownership. The property enjoys convenient access to multiple public boat ramps, making days on the lake effortless while preserving flexibility…
No HOAWaterfront
Listing remarks courtesy of Keller Williams Rlty Consultants.
· FMLS #7756867678-287-4800
$1,026/mo est.
with $15,000 down · $150,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
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Home details
0.76 ac
Lot
None
HOA
$1,010/yr
Est. taxes
Apr 17, 2026
Listed
Offer insights
Choose an offer strength
List price: $150,000
$148K–$150K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
64 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$1,070/mo
Principal & interest$876
Property taxes$150
Home insurance$44
Down payment$15,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13015960805 · Bartow County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Every list price is checked against our valuation model and local comps.
Licensed agent on every tour
A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
Bartow - OtherElementary
Bartow - OtherMiddle
Bartow - OtherHigh
Location
16 for sale 5 pending 12 sold
Listed by
Keller Williams Rlty Consultants
Source: FMLS · #7756867
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
