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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3165 Neal Court, Cumming, GA 30041

Fair price

Priced in line with comparable homes. Estimated market value $715,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Located in the sought-after gated community of Newgate at Windermere, this beautifully updated 3-bedroom, 3.5-bath townhome blends distinctive architecture, quality craftsmanship, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. Built by Hedgewood Properties and EarthCraft-certified, the home offers the character and architectural details…

BasementGarageRenovated

Listing remarks courtesy of Atlanta Fine Homes Sotheby's International.

Listing courtesy of Atlanta Fine Homes Sotheby's International· FMLS #7824975

404-784-7774

$5,121/mo est.

with $74,900 down · $749,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Multi Units

HeatingCentral, Forced Air, Natural Gas

LaundryElectric Dryer Hookup, Laundry Room, Sink, Upper Level

BasementDaylight, Driveway Access, Exterior Entry, Finished, Finished Bath, Walk-Out Access

Bedrooms3

FeaturesBookcases, Central Vacuum, Crown Molding, Disappearing Attic Stairs, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, High Speed Internet, Recessed Lighting, Track Lighting, Walk-In Closet(s)

FlooringLaminate, Tile

Bathrooms4

AppliancesDishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesAttic, Bathroom, Bedroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom

Common walls1 Common Wall

1/2 bathrooms1

Full bathrooms3

Main level bedrooms0

Main level bathrooms0

Finished area above ground2,090 sqft

Finished area below ground1,045 sqft

Total interior livable area3,020 sqft

Property9

LevelsThree Or More

Lot size1,307 sqft

Lot featuresLandscaped, Level

Body of waterNone

Parcel number177 541

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresAttached, Garage, Garage Door Opener, Garage Faces Rear, Electric Vehicle Charging Station(s)

Waterfront featuresNone

Construction7

RoofMetal, Shingle

ConditionResale

Home typeResidential

MaterialsBrick, Cement Siding

Year built2,007

Property subtypeTownhouse

Architectural styleTownhouse

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA5

HOA fee$543 quarterly

Has HOAYes

SecurityKey Card Entry, Security Gate, Smoke Detector(s)

SubdivisionNewgate

Community featuresClubhouse, Fitness Center, Gated, Golf, Homeowners Assoc, Pickleball, Playground, Pool, Sidewalks, Swim Team, Tennis Court(s)

Financial & listing details3

Date on market2026-08-20

Annual tax amount$976

Price per square foot$248/sqft

Down payment assistance

Upper-income census tract 13117130607 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.