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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

1602 MASON Court, Phenix City, AL 36867

Fair price

Priced in line with comparable homes. Estimated market value $644,186, based on 379 comparable homes in the metro.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

STUNNING CUSTOM BRICK home in highly sought McIntosh Creek subdivision in Phenix City's LEE COUNTY acclaimed school system with quick access to ALL CITY CONVENIENCES. Experience LUXURY living within 3,334 sq. ft. of this IMMACULATELY maintained gem with GORGEOUS Jacobean stained OAK HARDWOOD flooring throughout main level, sans STUNNING 18" tile in wet areas. Well-appointed…

Master on mainGarage

Listing remarks courtesy of eXp Realty.

Listing courtesy of eXp Realty· GAMLS #10826615

888-959-9461

Assumable loan

Assumable 5.99% VA loan

The listing says a qualified buyer can take over the seller’s existing VA mortgage and keep its 5.99% rate. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.

Rate (per listing)

5.99% (not an APR)

Lender

Not published

Loan term

Not published

Started

Not published

The rate is as the listing agent states it in the description. Ask below and we’ll confirm it, the lender and the loan term with the listing agent.

About $88/mo less per $100,000 of balance you assume, compared with a new 30-year loan at today’s 7.32% national average.

What you’d bring to closing

Loan balance you take over (ask the listing agent)$

Finance the rest of the down payment

A partner lender can quote a second loan for the gap and check you for the assumption.

More homes with assumable loans

Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.