1/4
Pending
$389,900
Lot / land listing
3292 Duluth Pines, Duluth, GA 30096
About this home
Rare opportunity to own a duplex on a cul-de-sac in Duluth. Each unit features 2 bedrooms and 1 bathroom, along with a full basement offering the potential to renovate and possibly create additional living space or rental units. Tenants in each unit are month to month and have been long term tenants for several years. (absolutely no disturbing of Tenants will be allowed, please do not approach the duplex)
BasementCul-de-sacNo HOARenovated
Listing remarks courtesy of Bolst, Inc..
· FMLS #7806582678-201-0244
$2,666/mo est.
with $38,990 down · $389,900 list price*
Home details
1972
Built
0.36 ac
Lot
None
HOA
$4,841/yr
Est. taxes
Jul 23, 2026
Listed
Home facts
Payment calculator
$2,780/mo
Principal & interest$2,276
Property taxes$390
Home insurance$114
Down payment$38,990 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Down payment assistance
Middle-income census tract 13135050218 · Gwinnett County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePending
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Schools
HarrisElementary
DuluthMiddle
DuluthHigh
Location
55 for sale 15 pending 12 sold
Listed by
Bolst, Inc.
Source: FMLS · #7806582
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