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$849,900

Veribas Valuation $979,000asking 13% belowhow we got this

4 beds · 7 baths · 5,547 sqft

1415 Elgin Way, Cumming, GA 30041

Great deal

Priced about $129,100 (13%) below comparable homes. Estimated market value $979,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Professional Photography Coming Soon. COMING SOON IN WINDERMERE! Tucked away on a quiet cul-de-sac street in one of South Forsyth’s most desirable communities, this beautiful home offers a wonderful combination of privacy, generous living spaces, and an exceptional location. Situated on a gorgeous .71-acre homesite surrounded by mature trees, you’ll love the peaceful setting…

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $849,900

$841K–$848K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Veribas Valuation: $979,000 — asking sits below our value; strong offers here still buy under market.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Home facts

Interior19

CoolingCentral Air, Electric, Zoned

HeatingNatural Gas, Zoned

LaundryLaundry Room, Main Level, Mud Room

BasementExterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms4

FeaturesBookcases, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, Entrance Foyer 2 Story, High Ceilings 10 ft Main, High Speed Internet, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms7

Payment calculator

$6,104/mo

Principal, interest & taxes · $6,477/mo with home insurance and HOA

Principal & interest$5,254

Property taxes$850

Home insurance$248

HOA$125

Down payment$84,990 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

Down payment assistance

Upper-income census tract 13117130511 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).