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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

16 Altar Rock Court, Cartersville, GA 30121

Above market

Priced about $67,900 (11%) above comparable homes. Estimated market value $612,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome home to the Stratton Plan, presented by TIG Custom Homes, placed on a beautiful basement lot in the highly desirable Rowland Springs community of Cartersville. This home offers luxury finishes, an open floorplan layout and the primary bedroom on the main. Step inside to the vaulted grand, great room accented with shiplap electric fireplace. The Chef's kitchen offers…

PoolBasementGarageOpen floor plan

Listing remarks courtesy of Atlanta Communities Real Estate Brokerage.

Listing courtesy of Atlanta Communities Real Estate Brokerage· FMLS #7834120

678-753-6050

$4,649/mo est.

with $67,990 down · $679,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Zoned

HeatingCentral, ENERGY STAR Qualified Equipment, Zoned, Other

LaundryCommon Area, Electric Dryer Hookup, Laundry Room, Main Level

BasementBath/Stubbed, Daylight, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access

Bedrooms4

FeaturesDisappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, Low Flow Plumbing Fixtures, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Other

FlooringCarpet, Ceramic Tile, Luxury Vinyl, Tile

Bathrooms4

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Range Hood, Self Cleaning Oven, Other

Fireplaces1

Room typesAttic, Basement, Bonus Room, Other

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground2,615 sqft

Finished area below ground0 sqft

Total interior livable area2,800 sqft

Property9

LevelsTwo

Lot size2 ac

Lot featuresCleared, Cul-De-Sac, Front Yard, Landscaped, Private, Other

Body of waterNone

Parcel number0100D 0002 113

Parking spaces2

Other equipmentNone

Parking featuresDriveway, Garage, Garage Door Opener, Level Driveway, See Remarks

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionNew Construction

Home typeResidential

MaterialsBlown-In Insulation, Brick, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCraftsman, Farmhouse

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Phone Available, Underground Utilities, Water Available, Other

Community & HOA6

HOA fee$665 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Secured Garage/Parking, Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionRowland Springs Estates

Services includedMaintenance Structure, Reserve Fund

Community featuresHomeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Sidewalks, Street Lights, Other

Financial & listing details3

Date on market2026-09-08

Annual tax amount$679

Price per square foot$243/sqft

Down payment assistance

Middle-income census tract 13015960103 · Bartow County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.