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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3986 Great Pine Drive, Gainesville, GA 30504

Above market

Priced about $64,000 (8%) above comparable homes. Estimated market value $795,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to the award-winning Cresswind at Lake Lanier, a vibrant Active Adult Community located on the shores of Lake Lanier. NEW PRICE! $16,000 PRICE REDUCTION, creating an exceptional opportunity for buyers! This beautifully upgraded Spruce model offers luxury finishes, exceptional craftsmanship, and serene wooded views. This home boasts 3,288 finished square feet, including…

BasementGarageOpen floor plan

Listing remarks courtesy of HomeSmart.

Listing courtesy of HomeSmart· FMLS #7814472

925-366-7467

$5,873/mo est.

with $85,900 down · $859,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior18

CoolingCeiling Fan(s), Electric, Heat Pump

HeatingElectric, Heat Pump, Other

LaundryElectric Dryer Hookup, Laundry Room, Main Level

BasementDaylight, Exterior Entry, Full, Interior Entry, Unfinished, Walk-Out Access

Bedrooms3

FeaturesCrown Molding, Double Vanity, Entrance Foyer, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Speed Internet, Permanent Attic Stairs, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

FlooringConcrete, Hardwood, Tile

Bathrooms3

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesBasement, Bathroom, Bedroom, Dining Room, Family Room, Kitchen, Laundry, Living Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms2

Main level bedrooms3

Main level bathrooms2

Finished area above ground3,288 sqft

Total interior livable area3,288 sqft

Property9

LevelsTwo

Lot size0.2 ac

Lot featuresBack Yard, Front Yard, Landscaped, Private, Sprinklers In Front, Sprinklers In Rear

Body of waterLanier

Parcel number08034 000198

Parking spaces2

Other equipmentAir Purifier, Irrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsBrick Front, HardiPlank Type

Year built2,018

Property subtypeSingle Family Residence

Architectural styleCraftsman

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,245 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Secured Garage/Parking, Security System Owned, Smoke Detector(s)

SubdivisionCresswind at Lake Lanier

Services includedMaintenance Grounds, Reserve Fund, Swim, Tennis, Trash

Community featuresBoating, Clubhouse, Community Dock, Dog Park, Fishing, Fitness Center, Gated, Homeowners Assoc, Lake, Pickleball, Pool, Tennis Court(s)

Financial & listing details3

Date on market2026-07-31

Annual tax amount$4,146

Price per square foot$261/sqft

Down payment assistance

Moderate-income census tract 13139001005 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.