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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

115 Providence Lake Point, Milton, GA 30004

Good deal

Priced about $40,000 (3%) below comparable homes. Estimated market value $1,240,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome home to your private retreat in the sought-after Providence Lake swim and tennis community, just minutes from coveted Milton High School. Beautifully situated in a private cul-de-sac on wooded acreage, this spacious 5-bedroom, 1 office/ bonus room and 5.5-bath home offers privacy, flexibility, and an incredible outdoor setting complete with a private pool and spa…

PoolBasementGarageCul-de-sac

Listing remarks courtesy of Clickit Realty.

Listing courtesy of Clickit Realty· FMLS #7845205

678-344-1600

$8,205/mo est.

with $120,000 down · $1,200,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air

HeatingForced Air, Natural Gas

LaundryGas Dryer Hookup, Laundry Chute, Main Level, Upper Level

BasementDriveway Access, Exterior Entry, Finished, Finished Bath, Interior Entry

Bedrooms5

FeaturesBookcases, Central Vacuum, Double Vanity, Entrance Foyer, Entrance Foyer 2 Story, High Ceilings 9 ft Main, High Ceilings 10 ft Main, High Speed Internet, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Ceramic Tile, Hardwood, Stone

Bathrooms6

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Range, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Trash Compactor, Washer

Fireplaces2

Room typesAttic, Basement, Bonus Room, Exercise Room, Game Room, Kitchen, Laundry, Master Bedroom, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,856 sqft

Finished area below ground1,797 sqft

Total interior livable area5,653 sqft

Property9

LevelsTwo

Lot size2.5 ac

Lot featuresCul-De-Sac, Landscaped, Sprinklers In Front, Wooded, Other

Body of waterOther

Parcel number22 354108750352

Parking spaces3

Other equipmentNone

Parking featuresDriveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway, Electric Vehicle Charging Station(s)

Waterfront featuresCreek

Construction7

RoofComposition, Shingle

ConditionUpdated/Remodeled

Home typeResidential

MaterialsStucco

Year built1,995

Property subtypeSingle Family Residence

Architectural styleModern

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyUnderground Utilities, Water Available

Community & HOA6

HOA fee$1,800 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)

SubdivisionProvidence Lake

Services includedMaintenance Grounds, Swim, Tennis

Community featuresCommunity Dock, Homeowners Assoc, Lake, Near Schools, Near Shopping, Near Trails/Greenway, Pickleball, Playground, Pool, Tennis Court(s)

Financial & listing details3

Date on market2026-09-27

Annual tax amount$12,040

Price per square foot$212/sqft

Down payment assistance

Upper-income census tract 13121011509 · Fulton County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.