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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

6840 Bungalow Road, Flowery Branch, GA 30542

Above market

Priced about $38,900 (7%) above comparable homes. Estimated market value $571,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Discover the charm of this exquisite, nearly new one-level home nestled in the beautiful gated community of Retreat at Sterling on the Lake. The moment you arrive, its appeal is undeniable. Inside, you'll find elegant touches such as extensive crown molding, stylish ceiling fans, and a stunning chandelier that creates a warm atmosphere, while custom fabric blinds and tinted…

PoolBasementGarage

Listing remarks courtesy of Chapman Hall Professionals Realty, LLC.

Listing courtesy of Chapman Hall Professionals Realty, LLC· FMLS #7794444

678-730-0080

$4,170/mo est.

with $60,990 down · $609,900 list price*

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Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment

HeatingCentral, ENERGY STAR Qualified Equipment, Forced Air, Natural Gas

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Other

BasementNone

Bedrooms3

FeaturesCoffered Ceiling(s), Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 10 ft Lower, High Speed Internet, Recessed Lighting, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms2

AppliancesDishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Self Cleaning Oven, Tankless Water Heater

Fireplaces1

Room typesAttic, Bathroom, Bedroom, Family Room, Kitchen, Laundry, Master Bathroom, Office

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms2

Main level bedrooms3

Main level bathrooms2

Finished area above ground2,002 sqft

Finished area below ground0 sqft

Total interior livable area2,002 sqft

Property9

LevelsOne

Lot size0.14 ac

Lot featuresBack Yard, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel number15047 001170A

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Ridge Vents, Shingle

ConditionResale

Home typeResidential

MaterialsBrick, Brick Veneer, HardiPlank Type

Year built2,024

Property subtypeSingle Family Residence

Architectural styleCraftsman

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$2,907 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Key Card Entry, Security Gate, Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionTHE RETREAT AT STERLING ON THE LAKE

Services includedMaintenance Grounds, Reserve Fund, Security, Swim, Tennis

Community featuresBusiness Center, Catering Kitchen, Clubhouse, Fitness Center, Gated, Homeowners Assoc, Lake, Pickleball, Playground, Pool, Sidewalks, Tennis Court(s)

Financial & listing details3

Date on market2026-06-23

Annual tax amount$4,619

Price per square foot$305/sqft

Down payment assistance

Upper-income census tract 13139001605 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.