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$80,000

Lot / land listing

Lot 20 Emerald Springs Lane, Ellijay, GA 30540

About this home

Discover 5.12 wooded acres offering privacy, natural beauty, and the opportunity to create your own mountain retreat in North Georgia. Surrounded by mature trees and scenic mountain terrain, this property provides a peaceful setting for buyers looking to get away from crowded subdivisions and enjoy the outdoors. The wooded acreage offers possibilities for a custom mountain…

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Offer insights

Choose an offer strength

List price: $80,000

$79K–$80K

70% to 90% chance of a winning offer

Just under asking — competitive when the home is fresh.

Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.

Payment calculator

$568/mo

Principal, interest & taxes · $591/mo with home insurance

Principal & interest$488

Property taxes$80

Home insurance$23

Down payment$8,000 (10%)

Interest rate7.180%

Starts at today’s national average for a 30-year fixed, 7.18% (week of Nov 5). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Assumable loan?

If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.

Lot 20 Emerald Springs Lane, Ellijay, GA 30540

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