1/3
Pending
$60,000
Lot / land listing
0000 Groaning Rock Road, Commerce, GA 30530
About this home
0.731+/- Acre Residential Lot - No HOA! This open residential lot offers ample paved road frontage and is conveniently located off Highway 334. Ready for you to build your new home, this property offers the freedom of no HOA and convenient access. Stick-built homes only. Deed restrictions prohibit mobile homes. Don't miss this opportunity to secure your piece of land and start building the home you've always wanted!
No HOA
Listing remarks courtesy of JLA Real Estate Services.
· FMLS #7825125678-686-3585
$410/mo est.
with $6,000 down · $60,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Home details
0.73 ac
Lot
None
HOA
Aug 19, 2026
Listed
Home facts
Payment calculator
$428/mo
Principal & interest$350
Property taxes$60
Home insurance$18
Down payment$6,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Down payment assistance
Middle-income census tract 13157010400 · Jackson County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePending
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Schools
East JacksonElementary
East JacksonMiddle
East JacksonHigh
Location
6 for sale 12 sold
Listed by
JLA Real Estate Services
Source: FMLS · #7825125
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.