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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3275 Lanier Beach South Road, Cumming, GA 30041

Overpriced

Priced about $951,000 (48%) above comparable homes. Estimated market value $1,999,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to an exceptional Lake Lanier retreat on the highly desirable south end of the lake, offering an open big-water view and an incredible lifestyle both inside and out. This luxurious lake home has been thoughtfully remodeled inside and out, with extensive updates and improvements approximately 7 years young. No expense was spared in creating a home designed for comfort,…

BasementNo HOARenovated

Listing remarks courtesy of Atlanta Communities.

Listing courtesy of Atlanta Communities· FMLS #7831962

770-265-3429

$20,170/mo est.

with $295,000 down · $2,950,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air

HeatingCentral, Forced Air, Natural Gas, Zoned

LaundryElectric Dryer Hookup, Laundry Room, Lower Level, Main Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Interior Entry, Walk-Out Access

Bedrooms4

FeaturesCathedral Ceiling(s), Double Vanity, Elevator, Entrance Foyer, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet, His and Hers Closets, Walk-In Closet(s)

FlooringHardwood, Tile, Wood

Bathrooms6

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

Fireplaces2

Room typesAttic, Dining Room, Exercise Room, Family Room, Game Room, Kitchen, Laundry, Master Bathroom, Master Bedroom

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,370 sqft

Finished area below ground2,736 sqft

Total interior livable area7,159 sqft

Property8

LevelsThree Or More

Lot size0.51 ac

Lot featuresBack Yard, Front Yard, Landscaped, Level, Wooded

Body of waterLanier

Parcel number224 161

Other equipmentGenerator, Irrigation Equipment

Parking featuresDetached, Driveway, Garage Door Opener, Garage Faces Front, Level Driveway, RV Access/Parking, Electric Vehicle Charging Station(s)

Waterfront featuresWaterfront

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsCement Siding, Spray Foam Insulation, Stone

Year built1,984

Property subtypeSingle Family Residence

Architectural styleCraftsman

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyElectricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA4

Has HOANo

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Secured Garage/Parking, Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionRidge Creek

Community featuresNear Schools, Near Shopping, Park

Financial & listing details3

Date on market2026-09-03

Annual tax amount$16,756

Price per square foot$412/sqft

Down payment assistance

Middle-income census tract 13117130507 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.